Free Checklist FOR DELAWARE RETIREES
Is your retirement built to survive a market crash — or just a bull market?
Most plans look fine on paper. This checklist shows you the five things that actually determine whether your retirement holds up when markets fall — before you find out the hard way.
Sequence
A crash early in retirement does permanent damage
Withdrawals
Selling at the bottom locks in losses for good
Recovery
Retirees don't always have time to wait for a bounce
The 5 things the checklist covers
✓ Whether your current withdrawal rate survives a 20–30% market drop
✓ How much cash runway you have if you need to stop selling during a downturn
✓ Whether your income sources are market-dependent or protected
✓ The asset allocation warning signs that leave retirees exposed
✓ A simple stress-test question to ask your advisor this week
ML
Michael Loftus
Founder, Loftus Wealth Strategies · Bethany Beach, DE
"When markets drop, the calls I get are from people who didn't have a plan for it. This checklist is the five-minute version of what I'd walk through with any client sitting across from me right now."
WHAT HAPPENS NEXT
You've got the checklist. Here's how to put it to work.
Most people read it, recognize their situation, and want to know what to do next. Here are three ways to take the next step — at whatever pace works for you.
Get the full guide
Go deeper on each item in the checklist with specific strategies you can act on.
Get the full guide
Go deeper on each item in the checklist with specific strategies you can act on.
Talk it through with Michael
30 minutes. Free. Walk through your specific numbers and see what actually applies to your situation.
Schedule a free call →
Keep learning
30 minutes. Free. Walk through your specific numbers and see what actually applies to your situation.
Watch Michael's videos on, taxes whenever you're ready.
What a discovery call actually looks like
✓ 30 minutes on Zoom or phone
✓ We look at your specific situation
✓ Delaware & Bethany Beach–based
✓ No cost, no obligation
✓ You leave with clarity, not a sales pitch
✓ Also serving FL, PA, NJ, MD, VA