All Posts

How confident are you in your own financial picture? Not just your account balances — but your actual retirement income number, your Social Security strategy, and what happens to your plan if markets drop 30% in year two. In honor of Financial Literacy Month, we're sharing the questions every retiree should be able to answer with clarity and conviction. At Loftus Wealth Strategies, clarity is the goal. Read the full article and see how many you can answer.

April is Financial Literacy Month — and financial literacy matters just as much in retirement as at any other stage of life. Terms like RMDs, sequence of returns risk, and Medicare IRMAA aren't just jargon. They're concepts that directly shape your tax bill, your Medicare premiums, and how long your money lasts. At Loftus Wealth Strategies, we believe an informed client makes better decisions. Read the full article to learn the five terms every retiree should understand.

Not all financial advisors are the same -- and the difference could cost you thousands. A fee-only fiduciary financial advisor is legally required to put your interests first, with no commissions or conflicts. At Loftus Wealth Strategies, that's exactly who we are. Read the full article to understand what that means for your money.

AI stocks are surging -- and a familiar question has returned: is this an AI investing bubble? History has important lessons here, and the answer isn't simple. At Loftus Wealth Strategies, we help clients across Delaware and Northeast Florida stay invested with discipline rather than react to hype. Read the full article for our perspective.