Social Security

April is Financial Literacy Month — and financial literacy matters just as much in retirement as at any other stage of life. Terms like RMDs, sequence of returns risk, and Medicare IRMAA aren't just jargon. They're concepts that directly shape your tax bill, your Medicare premiums, and how long your money lasts. At Loftus Wealth Strategies, we believe an informed client makes better decisions. Read the full article to learn the five terms every retiree should understand.